DOES YOUR COST OF LIVINGINCLUDE FUNERAL EXPENSES?

While the cost of living is often front of mind for many Australians, there’s another group of expenses that sometimes gets overlooked. End-oflife costs, and more specifically the costs of your funeral, can be just as demanding on your family’s budget, especially if they come unexpectedly.

MoneySmart.gov.au, an Australian government website that helps you take control of your money, estimates that a funeral can cost up to $15,0001, which includes funeral director fees, the casket, headstone, catering and other typical inclusions. On top of this, a loved one who passes away could leave behind unpaid debts, as well as legal fees surrounding their estate. All up, it can be an expensive and emotional ordeal for the people closest to you.

But there are ways to assist. By taking out Real Funeral Cover, you can get on with life knowing that your family won’t be affected by these costs when you pass away. Simply apply over the phone to set a benefit amount up to $15,0001, and enjoy peace of mind that loved ones will receive a cash payout if you pass away2.

There are no medicals or blood tests to worry about so getting covered only takes a few minutes. Plus, for added flexibility, you can get a payout of 75 per cent of your benefit amount any time after your 85th birthday, by cancelling your policy. Or, you can keep your policy going after age 85 at no further cost, with an added 25 per cent Bonus Cover thrown in to help stay on top of any additional expenses that your family may need3.

To give your family peace of mind, get Real Funeral Cover today.

  1. moneysmart.gov.au/paying-for-your-funeral.
  2. Cover is for accidental serious injury and accidental death only in the first 12 months.
  3. lf you choose the Early Cash Out Option, you’ll no longer be eligible to claim as this option will cancel your policy and you may receive less than you’ve paid in premiums to date. This is general information only and does not take into account your financial situation. Please consider the Product Disclosure Statement and Target Marketing Determination available from realinsurance.com.au to ensure the product suits your needs. This information is provided by Real Insurance, a trading name of Greenstone Financial Services Pty Ltd ABN 53 128 692 884, AFSL 343079. Real Funeral Cover is issued by Hannover Life Re of Australasia Ltd ABN 37 062 395 484. Terms and conditions apply.

Visit www.realinsurance.com.au